Welcome to RKG Corp Consulting. These Terms of Service ("Terms") govern your access to and use of rkgcorpconsulting.com (the "Site") and the services offered by RKG Corp Consulting ("we," "us," or "our"). By accessing or using the Site, communicating with us through our chat widget, or opting in to our SMS/text messaging program, you agree to be bound by these Terms. If you do not agree, please do not use the Site.
1. Our Services
RKG Corp Consulting provides independent life insurance consulting services, including education, needs analysis, and assistance comparing and applying for life insurance products such as term life, whole life, indexed universal life, final expense coverage, annuities, and related insurance products. Information on this Site is provided for general informational purposes and does not constitute an offer of insurance, a guarantee of coverage or rates, or financial, legal, or tax advice. All insurance products are subject to the terms, conditions, underwriting requirements, and approval of the issuing insurance carrier.
2. Eligibility
The Site and our services are intended for individuals who are at least 18 years of age and located in jurisdictions where we and our licensed professionals are authorized to conduct business. By using the Site, you represent that you meet these requirements.
3. SMS/Text Messaging Terms & Conditions
Program description: When you opt in through the chat widget on our Site, RKG Corp Consulting will send you conversational and customer-care SMS messages related to your inquiry, including responses to your questions, appointment scheduling and reminders, and follow-up regarding the life insurance services you requested.
- Opt-in: You consent to receive text messages from RKG Corp Consulting by voluntarily providing your mobile phone number and affirmatively agreeing to receive SMS messages through the chat widget on this Site. Consent is not a condition of any purchase.
- Message frequency: Message frequency varies depending on your interaction with us.
- Fees: Message and data rates may apply. Any such charges are billed by and payable to your mobile carrier. Please contact your carrier for details about your plan.
- Opt-out: You can cancel the SMS service at any time by texting STOP. After you send STOP, we will send you a final SMS message to confirm you have been unsubscribed. After this, you will no longer receive SMS messages from us. To rejoin, opt in again through the chat widget and we will resume sending SMS messages to you.
- Help: If you are experiencing issues with the messaging program, reply with the keyword HELP for more assistance, or reach out to us directly at rkgcorpconsulting@gmail.com.
- Carrier liability: Carriers are not liable for delayed or undelivered messages.
- Privacy: If you have any questions regarding privacy, please read our Privacy Policy. No mobile information will be shared with third parties or affiliates for marketing or promotional purposes.
- Supported carriers: The program is supported on major U.S. carriers; availability on all carriers is not guaranteed.
You represent that you are the account holder for the mobile phone number you provide, or that you have the account holder's permission to enroll that number. You agree to notify us promptly if you change or deactivate your mobile number.
4. No Professional Advice
Content on this Site is provided for general educational purposes only. Nothing on the Site constitutes financial, legal, tax, or medical advice. Insurance needs vary by individual; you should consult with a licensed professional regarding your specific circumstances before making coverage decisions. Any policy illustrations, examples, or descriptions of product features on this Site are general in nature and are superseded by the terms of the actual policy issued by the carrier.
5. Acceptable Use
You agree not to:
- Use the Site for any unlawful purpose or in violation of these Terms;
- Provide false, misleading, or fraudulent information;
- Interfere with or disrupt the operation or security of the Site;
- Attempt to gain unauthorized access to any portion of the Site or its systems;
- Use automated means to access, scrape, or harvest content or data from the Site.
6. Intellectual Property
The Site and all of its content — including text, graphics, logos, and design — are the property of RKG Corp Consulting or its licensors and are protected by copyright, trademark, and other intellectual property laws. You may not reproduce, distribute, modify, or create derivative works of any Site content without our prior written consent.
7. Third-Party Services and Links
The Site may reference or link to third-party websites, tools, or services (including insurance carriers). We do not control and are not responsible for third-party content, products, or services. Your dealings with any third party are solely between you and that third party.
8. Disclaimers
THE SITE AND ITS CONTENT ARE PROVIDED ON AN "AS IS" AND "AS AVAILABLE" BASIS WITHOUT WARRANTIES OF ANY KIND, WHETHER EXPRESS OR IMPLIED, INCLUDING BUT NOT LIMITED TO IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, AND NON-INFRINGEMENT. WE DO NOT WARRANT THAT THE SITE WILL BE UNINTERRUPTED, ERROR-FREE, OR SECURE.
9. Limitation of Liability
TO THE FULLEST EXTENT PERMITTED BY LAW, RKG CORP CONSULTING AND ITS OWNERS, EMPLOYEES, AND AGENTS SHALL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES, OR ANY LOSS OF PROFITS, DATA, OR GOODWILL, ARISING OUT OF OR RELATED TO YOUR USE OF THE SITE OR OUR SERVICES. IN NO EVENT SHALL OUR TOTAL LIABILITY EXCEED ONE HUNDRED U.S. DOLLARS ($100).
10. Indemnification
You agree to indemnify and hold harmless RKG Corp Consulting and its owners, employees, and agents from any claims, damages, losses, or expenses (including reasonable attorneys' fees) arising out of your use of the Site, your violation of these Terms, or your violation of any law or the rights of a third party.
11. Changes to These Terms
We may revise these Terms from time to time. The updated version will be posted on this page with a revised "Last updated" date. Your continued use of the Site after changes are posted constitutes your acceptance of the revised Terms.
12. Governing Law
These Terms are governed by the laws of the United States and the state in which RKG Corp Consulting is organized, without regard to conflict-of-law principles. Any disputes arising under these Terms shall be resolved in the courts of competent jurisdiction in that state.
13. Contact Us
Questions about these Terms? Contact us:
- RKG Corp Consulting
- Address: 830 Slickrock Dr, Mack, CO 81525
- Email: rkgcorpconsulting@gmail.com
- Website: rkgcorpconsulting.com